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Non-Lucrative residence in Spain

The non-lucrative residence in Spain is one of the most popular choices among foreigners who wish to live legally in Spain without performing work activities or professionals. This permission allows you to reside in the country for a prolonged period, provided that the applicant proves sufficient financial means to support yourself and your family without having to work.

This is an option that is especially suitable for retirees, pensioners, people with passive income, investors or profiles with stable patrimony, looking for quality of life, legal stability and free movement within the Schengen area. The non-lucrative residence is not suitable for all profiles.
Its viability depends on the source and nature of the income, the family's situation and the criteria of the competent consulate. A previous analysis is key to avoiding denials or blockages in the future.

What is it?

It is a temporary residence authorization , addressed to citizens of countries not belonging to the European Union who wish to reside in Spain without exercise activity, employment or professional, whether employed or self-employed.

unlike other figures such as the visa digital nomad or the visa entrepreneur, this residence does not authorize you to work. ,however, does allow you to reside in Spain, with revenue of passive character, such as savings, pensions, dividends, rents or other income, provided that this does not imply a personal activity or a professional in Spain.

Who is it addressed?

People with passive income or stable income (rents, investments, pensions, etc.).

Retirees or pensioners foreigners wishing to reside in Spain.

People with sufficient assets that they want to establish their residence without developing professional activity.

Foreign families looking to reside in Spain for personal reasons or educational.

Main requirements to apply for this visa

1. To prove sufficient financial means:

- The principal applicant must prove the 400% of the IPREM, in accordance with the amount in force at the time of the application, including any updates or increases the index approved by the Government.
- In terms of guidance, and in accordance with the values currently in force, this amount is approximately equivalent to 28,800 euros annually, without prejudice to the updates of the IPREM and of the specific criteria that may be applied by each consulate.
- For each family member additional, it is required for the 100 % of the IPREM current, which is equivalent today to a few of 7,200 euros per year per person, equally subject to the revisions officers of the index.
- Can be credited by bank statements, certificates of balance, investments, leases or other regular sources of income.

2. Private medical insurance valid in Spain

Full coverage.

Without co-payments or gaps.

The insurance policy have total coverage, and without co-payments.

3. The absence of a criminal record

Must not have a criminal record in the countries where you have resided in the past 5 years.

4. It should not be in an irregular situation in Spain.

Must have a legal status in force to reside in the country according to the regulations (for example, with residence permit in force, valid visa or renewal process presented in term, as applicable).

5. To avail of accommodation in the country

(Lease, title to the property, or formal invitation).

5. To avail of accommodation in the country

- Not be found in an irregular situation in Spain.

- Availability of accommodation in Spain (lease, title to the property or formal invitation).

Required documentation

- Official application form.
- Complete passport and in force.
- Bank certificate or statements of account with sufficient funds.
- Private medical insurance valid in Spain.
- Criminal record certificate apostille.
- Medical certificate.
- Justification of the place of residence in Spain.
- Photographs, passport-type.

Frequently Asked Questions

Can I work in Spain with this visa?

No, the non-lucrative residence is not authorized to perform work activities or professional.

Yes. It allows you to obtain income passive (rents, dividends, interests or investments) if they do not imply personal work in Spain.

Yes, from the start, provided that you credit sufficient income for all members.

In the Spanish consulate in the country of origin or legal residence.

Usually between 1 and 3 months, depending on the consulate.

Start your process with security

Request your consultation and get a legal assessment clear from the first moment.